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YPSA, an organization in Consultative Status with the United Nations Economic and Social Council (UN ECOSOC)

Micro Finance & Enterprise Program

Satellite Clinic
Woman making handicraft
Beneficiary
Beneficiary
Yard meeting health worker
Beneficiary
Agriculture loan distribution
Group meeting of women
Cash distribution
Plant display of Agriculture Project
participants
stall
group photo in front of Bangabandhu International Conference Centre
Beneficiary
Dr. Fakruddin Ahmed, PKSF director visit micro finance program
Health Camp
Vermicompost fertilizer production
cataract surgery campaign
Handicraft product making by women
Satellite clinic
Plant sex pheromones
improved cooking stove making

Program Duration: On going

Name of the donor organization: PKSF, Basic Bank and YPSA own fund

Working Area: Chittagong Division

YPSA Microfinance and Micro Enterprises (MF & ME) Program started since 1993. This program is being run in 5 districts, 32 thanas and upazilas, 121 union / municipalities and 530 villages / wards through 35 branches.

By ensuring the effective participation of the targeted people in the socio-economic development of the small beneficiary rural and urban poor (landless, agricultural laborers, day laborers, small and marginal farmers, small traders, indigenous communities, slum dwellers, people with  (especially disadvantaged women) That is, building a  people organization or group and creating its own capital  is the main goals of the Social development organization YPSA “Microfinance and Micro Enterprises” Program.

Goal of the program:

Reduce poverty and empowerment of target people, especially women through capital formation and entrepreneurship development,

Specific Objectives

► Organize poor people particularly women for creating self-confidence and enthusiasm to self development through formation of group

► Capital formation through savings mobilization and providing access to financial sources

► Local resource collection and its maximum utilization

► To involve target people specially women with the Production

► To promote employment through capacity development

► To provide/arrange capital for entrepreneur for running their business/enterprises

► To facilitate entrepreneur for establishing linkage with market

 Running activities in the program:

1) Group formation 2) Savings creation 3) loan selection and loan distribution 4) Training 5) Recreation Program 6) Remittance

Running products:

1. Savings activities:

1.1 General savings 1.2 free savings 1.3 Monthly savings

2. Credit Programs:

2.1  Jagoran   2.2 Agrasor  2.2 Buniad   2.4 Sufalan  2.5 LIFT- IDPDP (Inclusive Finance for PWDs) 2.6 Sanitation Development Loan 2.7 ENRICH – IGA 2.8 ENRICH – Asset Credit Loan 2 .9 ENRICH – Livelihood Improvement Loan.

At a glance branch based Microfinance and Micro Enterprises (MF&ME) Program information

SL NO Branch Name NO of Credit Officer NO of Group Total Members Lonnie Member Total Savings Total Outstanding
1 Sitakund Branch 5 90 1,495 934 11,515,680 27,340,257
2 Muradpur  Branch 5 78 1,352 805 7,670,276 22,003,708
3 Mirshari Branch 6 109 2,051 1,389 16,298,015 41,534,120
4 Kumira Branch 6 97 2,003 1,462 10,758,170 40,829,434
5 Alekdia Branch 4 55 734 500 4,106,075 12,141,117
6 Muhuri Branch 5 79 1,394 910 9,922,760 28,799,634
7 Kowkhaly Branch 5 84 1,569 1,176 8,906,834 24,308,086
8 Saherkhaly Branch 4 59 878 520 5,537,915 13,720,909
9 Sayedpur Branch 6 83 1,661 1,120 11,411,436 34,839,414
10 Mohanagor Branch 4 57 967 685 6,115,605 23,252,651
11 Chagolnaya Branch 5 53 937 822 7,097,658 30,845,016
12 Barayerhat Branch 4 67 846 585 3,309,940 12,934,558
13 Moriamnagar Branch 4 66 1,072 759 4,825,606 14,775,630
14 Motoi Branch 4 51 651 491 3,573,113 14,526,621
15 Sultanpur Branch 4 61 797 561 3,466,606 13,997,449
16 Mogolerhat Branch 3 52 749 501 2,923,914 10,873,941
17 Pahartoli Branch 5 85 1,990 1,223 15,063,886 49,489,716
18 Katgor Branch 5 80 1,486 1,032 15,210,941 38,917,750
19 Halishahar Branch 4 69 1,303 943 8,270,160 22,988,063
20 Jalalabad Branch 5 73 1,695 1,192 12,405,643 33,087,437
21 Khulshi Branch 4 77 1,284 1,049 8,599,010 25,625,688
22 Bakolia Branch 4 81 1,183 857 8,560,714 26,884,252
23 Rangamati Branch 5 70 1,515 1,105 13,315,378 31,421,060
24 Comilla Branch 4 59 1,121 923 8,039,206 25,541,296
25 Panchari Branch 2 39 22 144,700 903,157
26 Azadibazar Branch 3 30 291 163 632,175 3,378,877
27 Hathazari Branch 3 38 405 307 1,604,604 8,423,045
28 Dagonbhuyina Branch 3 23 253 188 1,054,983 5,726,248
29 Dacbanglo Branch 3 21 266 186 1,003,395 5,685,099
30 Bagmara Branch 1 11 126 30 242,320 1,554,000
31 Hiankho Branch 2 11 96 21 99,380 540,000
32 Burigchong Branch 1 2 17 610
33 Chandina Branch 1 2 21 1,940
34 Kongsonagor Branch 1 2 21 2,100
35 Feni sadar Branch 1 1 13 1,300
Total 129 1,878 32,281 22,461 211,692,048 646,888,233